West Dunbartonshire and Helensburgh and Lomond saw temperatores plunge this morning and residents had a job on their hands starting their cars and scraping the ice off them.

Many of them found it difficult to keep their feet on icy pavements and driveways as they headed for the bus stops and stations on the way to work.

On what was the coldest night of the season so far, those who could afford it turned up the heating, but pensioners in particular will be struggling to afford the bills without the Scottish Winter Fuel allowance.

One local family, admittedly with a large house, was staring down the barrel of a gas and heating bill in the region of £350 while the TV news was telling them that they could soon be facing an additional £20 hike. At 10.30pm the temperature in Dumbartpn was -1C.

The days of “a shilling for the meter” have long disappeared into the last century.

Temperatures plummeted to a bone-chilling -7.8C further north and if it wasn’t that bad here it still marked the lowest temperature recorded in the UK since last winter.

The Met Office has issued yellow weather warnings that are in place until Thursday, November 21 for Scotland with more snow and ice.

Forecasters predict cold and unsettled conditions throughout the week, with up to 20cm of snow expected in some areas.

They also warned: “Further snow accumulations are expected across the week, mostly by night at low levels, in northern Scotland and exposed parts elsewhere.

Temperatures plummeted to a bone-chilling -7.8C in some areas north of Argyll.