It’s vital for older married individuals or those in civil partnerships to ensure they’re claiming all the additional financial support they’re entitled to this winter to help cover the higher costs during the colder months.

The recent eligibility change to Winter Fuel Payments means that Pension Credit claimants will automatically qualify for a payment of up to £300.

However, new claims made before December 21 will also be entitled to a backdated payment. Pension Credit is the most under-claimed benefit, specifically aimed at providing extra financial support for older people on a low income – both singles and couples.

Nearly 1.4 million older people across Great Britain, are currently receiving this means-tested benefit that could provide an average of £3,900 in extra support during the upcoming year. However, the latest DWP figures suggest there are still 760,000 eligible pensioners not claiming the benefit they’re entitled to.

Many elderly individuals mistakenly believe that their savings or home ownership disqualify them from means-tested benefits, which can also provide assistance with housing costs, heating bills and Council Tax. A mere £1 per week award is sufficient to unlock additional support.

Who is eligible for Pension Credit?

Pension Credit comes in two forms: Guarantee Credit and Savings Credit. To qualify for Guarantee Pension Credit, you must be of State Pension age (currently 66). Your weekly income should be less than the minimum amount the UK Government deems necessary for living.

This minimum is set at £218.15 for single individuals and £332.95 for couples. These amounts may be higher if you’re disabled, a carer, or have certain housing costs.