QUACKING KWISTMAS AT DUCK BAY NEW YEAR DOOK

These hardy citizens took to the waters of Loch Lomond like ducks – despite the fact it was absolutely freezing. And they said they had a wonderful time. Beany hats and swim suits were the order of the day. No wet suits here, they said. “We’re no feart,” one of them added. And the band played Believe It If You Like. PICTURES BY JIM DUNCAN

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